Debt Collectors

A debt collector is trained in the area of the Fair Debt Collections Practices Act

Insolvency

Insolvency IVA is a great way to help you manage your debts and learn how to come out of your financial mountain

Bankruptcy

Unfortunately there are times when its possible we may need the services of a bankruptcy lawyer for accrued debts

Solutions

Most debts are taken in times of extreme need and there are many solutions that can be used to get out of debt

What we Do

Individual & Corporates Accounting Services

IVA Help

Individual voluntary arrangement (IVA) is plan that was introduced by the insolvency act of 1986 to provide people with an alternative to being declared bankrupt

IVA Advice

An IVA can let you enter into a repayment agreement with your creditors which is a legally binding agreement and an alternative to declaring bankruptcy

IVA Calculator

An IVA Calculator is something that is used to determine if someone is eligible for an Individual Voluntary agreement

Resources & Calculators

Useful Resources for Financial Management & Forecasting

401k Calculator

Cras ultricies ligula sed magna dictum porta. Nulla porttitor accumsan tincidunt. Pellentesque in ipsum id orci porta dapibus.

Interest Calculator

Cras ultricies ligula sed magna dictum porta. Nulla porttitor accumsan tincidunt. Pellentesque in ipsum id orci porta dapibus.

Retirement Planner

Cras ultricies ligula sed magna dictum porta. Nulla porttitor accumsan tincidunt. Pellentesque in ipsum id orci porta dapibus.

Payment Manager

Cras ultricies ligula sed magna dictum porta. Nulla porttitor accumsan tincidunt. Pellentesque in ipsum id orci porta dapibus.

Debt Collectors

Debt collectors are one thing that everyone tries to avoid. Unfortunately, many more people are getting these calls from debt collectors and are not sure what to do. This article will help you get your finances in order and stop the calls from the debt collectors.

The first thing you need to do is stop using credit cards. If you do not have enough money to pay your bills, there is no reason to put more debt on top of it. If you stop using your credit cards immediately you will give yourself time to slowly dig yourself out of debt.

Next, you want to negotiate your terms with the lenders that you owe. For example, if you are leasing a vehicle you can call to see if you can pay at a different time of the month or put your payments on hold. You can also do this with credit card companies.

Once you know what you have to pay and when you have to pay it make a schedule. Budget your money and know how much you will need to survive from paycheck to paycheck. If you see that your expenses overcome your monthly financial responsibilities, it is time to rearrange your spending’s or get a second job.

If you still cannot seem to stop the calls from the debt collectors, your next option is to seek professional help. There are many debt relief programs out there that are made to help people get out of debt. Many of these programs are free and can help you budget your life. This may be the best option for you if you cannot get your finances in order.

Once you follow these directions you will see that the debt collectors will stop calling your home. You will soon feel free of being harassed by debt collectors and have your finances in order once again.

Contact Us

Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Donec velit neque, auctor sit amet aliquam vel, ullamcorper sit amet ligula.

info@diviaccountant.com

(235) 462-3512

1234 Divi St. #1000, San Francisco, CA 93215

M-F: 8am-5pm, S-S: Closed